A rumpled man walks into a bank in New York City and asks for the loan
officer. He says he is going to Europe on business for two weeks and
needs to borrow $5,000.

The bank officer says the bank will need some kind of security for such
a loan. So the man -- clearly an eccentric -- hands over the keys to a
new Rolls Royce parked on the street in front of the bank. Everything
checks out, and the bank agrees to accept the car as collateral for the
loan. An employee drives the Rolls into the bank's underground garage
and parks it there.

Two weeks later, the man returns, repays the $5,000 and the interest,
which comes to $15.41. The loan officer says, "We are very happy to
have had your business, and this transaction has worked out very nicely,
but we are a little puzzled. While you were away, we checked you out
and found that you are a multi-millionaire. What puzzles us is why
would you bother to borrow $5,000?"

The man replies, "Where else in New York can I park my car for two weeks
for 15 bucks?"

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